Job changes

Got a promotion or pay rise? It could be a great time to think about boosting your pension savings by putting some of those extra earnings into your pension fund.

Changing your hours? As your pension contribution is a percentage of your pensionable pay, if your working pattern changes and you earn less, a lower amount will go into your pension fund. You might want to think about how this will impact the size of your pension fund and whether you need to save more now.

Actions

• See How much does the Plan cost? for more information about your options
• Use the cost calculator to explore how much you can afford to pay
• Log in to change your contributions

Career breaks

If you take an unpaid break from work, your and Cummins contributions will stop while you’re not earning.

You may want to think about paying more when you return from your break, to make up for the break in savings.

Actions

• See How much does the Plan cost? for more information about your options
• Use the cost calculator to explore how much you can afford to pay
• Log in to change your contributions