Investments
Investments
Your savings build up in your pension fund from the money you and Cummins pay in plus investment returns.
This means that the way your pension fund is invested will impact how much your pension fund is worth when you retire.
You can choose how your savings in the Plan are invested.
If you don’t make a choice, your contributions are automatically invested in the continued growth lifestyle option.
The Lifestyle options manage your investments based on your target retirement age – so you need to make sure this is up to date. If you don’t make a choice, we’ll set it as your State Pension age.
The value of your pension fund may go down as well as up and cannot be guaranteed. You may receive back less than your original investment.
