Family events

Starting a family

If you take a break from work to have a family and you’re on maternity leave:

• Your contributions will continue based on the pensionable pay you actually receive
• Cummins contributions will continue based on your full pensionable pay

You will also be protected for Life Assurance during your maternity leave, based on your full pre-maternity level of pensionable pay.

If you take paternity leave, this is for two weeks on full pay and your pension contributions aren’t affected.

Returning to work

You may want to think about increasing your contributions when you return from leave, to make up for the time when a lower amount was going into your pension fund.

Coming back part time?

If your working pattern changes and you earn less, a lower amount will go into your pension fund. You might want to think about how this will impact the size of your pension fund and whether you need to save more now.

Actions:

• See How much does the Plan cost? for more information about your options
• Use the cost calculator to explore how much you can afford to pay
• Log in to change your contributions