Gateway2Retirement

To help you with your retirement decisions, the Trustee has appointed Premier, a chartered independent financial adviser, to provide Plan members with financial advice at preferential rates.

The Gateway2Retirement service helps Plan members approaching retirement understand the options that are available. Not all options are suitable for all members, so talking to a financial adviser can help you make an informed decision that’s right for you based on your own circumstances.

The Company considers it important for members to take appropriate advice before making irreversible retirement decisions, and so the first £250 of costs are paid for by Cummins.

Reaching retirement, understanding your options, and then establishing your chosen pension benefit can be confusing. There are lots of factors to be aware of that will affect the value of your lifetime savings, including:

  • how much money you’ll need to last the duration of retirement
  • how your circumstances may change over time
  • the tax implications of the various ways you can take your retirement income.

The Gateway2Retirement service looks at all your options including buying an annuity, moving into pension drawdown or taking cash. If you decide to purchase an annuity, Premier can also provide an annuity brokering service, looking at the open annuity market.

To use Gateway2Retirement or find out more, please get in touch.

Call: 0203 372 2114
Email: cumminsadvice@premiercompanies.co.uk

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